At Best Startup California we track over 300,000 Californian startups and over 1,500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 66 Credit companies in San Francisco, California. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top Credit Companies & Startups (San Francisco, California)
Plastiq
Plastiq offers a bill pay service for businesses to better manage their cash flow.
Founder(s): Daniel Choi, Eliot Buchanan
Location: San Francisco, California, United States
Industries: Credit Cards, E-Commerce, Financial Services, FinTech, Payments
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Karus
The AI Engine for Auto Finance
Founder(s): Aaron Travis, James Harrison, Paul Kostoff
Location: San Francisco, California, United States
Industries: Automotive, Credit, Enterprise Software, Financial Services, FinTech, Lending
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Level
Level is a neobank and mobile banking app that provides next-level banking for modern consumers.
Founder(s): Bryce Galen, Joel Washington
Location: San Francisco, California, United States
Industries: Banking, Credit Cards, Financial Services
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Tally
Tally is a financial automation company that helps members payoff credit card debt.
Founder(s): Jason Brown, Jasper Platz
Location: San Francisco, California, United States
Industries: Credit Cards, Financial Services, FinTech, Mobile Apps
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Flowcast
Flowcast provides an AI platform that automates and powers lender credit decisions.
Founder(s): Ken So, Winnie Cheng
Location: San Francisco, California, United States
Industries: Artificial Intelligence, Credit, Financial Services, FinTech, Machine Learning
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Jasper
Jasper, formerly CreditStacks, is a financial service company that offers a premium Mastercard® designed for professionals.
Founder(s): Bob Hartheimer, Elnor Rozenrot, Jonathan Jacobi, Shahar Nechmad
Location: San Francisco, California, United States
Industries: Banking, Credit Cards, Financial Services, FinTech, Risk Management
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PayJoy
PayJoy offers credit to under-served consumers in emerging markets worldwide.
Founder(s): Doug Ricket, Gib Lopez, Mark Heynen, Tom Ricket
Location: San Francisco, California, United States
Industries: Credit, Emerging Markets, Financial Services, FinTech, Mobile
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Earnest
Earnest is a technology-lender that brings low-interest loans to high-potential people.
Founder(s): Benjamin Hutchinson, Louis Beryl
Location: San Francisco, California, United States
Industries: Banking, Consumer Lending, Credit, Financial Services, FinTech
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Naborly
Credit designed for the renting generation.
Founder(s): Dylan Lenz
Location: San Francisco, California, United States
Industries: Credit Bureau, FinTech, Real Estate, Rental Property
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Zeta
Zeta is a fintech focused on helping families thrive. Our core products include a modern-day joint account and money manager.
Founder(s): Aditi Shekar, Kevin Hopkins
Location: San Francisco, California, United States
Industries: Credit Cards, Finance, Financial Services, FinTech, Personal Finance
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Try.com
Try clothes for free from online stores such as Nordstrom, Revolve and Zara. Featured in Forbes, Business Insider and Refinery29.
Founder(s): Ankush Sehgal, Arush Sehgal, Nicolas Kermarc
Location: San Francisco, California, United States
Industries: Credit, E-Commerce, Fashion, Web Design, Web Development, Web Hosting
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Pinch
Pinch makes it easy to build its clients’ credit history just by paying their rent.
Founder(s): Maia Bittner, Michael Ducker
Location: San Francisco, California, United States
Industries: Credit, Financial Services, FinTech, Personal Finance
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Level Money
Level Money provides you with a simple and clear picture of your finances.
Founder(s): Frank Yeary, Jake Fuentes
Location: San Francisco, California, United States
Industries: Credit Cards, FinTech, Software
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Cardless
Cardless is a developer of a platform that helps brands launch credit cards.
Founder(s): Michael Spelfogel, Scott Kazmierowicz
Location: San Francisco, California, United States
Industries: Credit Cards, Finance, FinTech
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Credible
Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.
Founder(s): Stephen Dash
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, Marketplace
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Bright Money
The new age Digital Bank powered by Artificial Intelligence to help middle class Americans
Founder(s): Alexander Seyfert, Amit Bendale, Avi Patchava, Avinash Ramakanth, Petko Plachkov, Varun Modi
Location: San Francisco, California, United States
Industries: Artificial Intelligence, Credit Cards, Finance, Financial Services, FinTech, Personal Finance
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SeedFi
SeedFi is a financial health startup that provides financial products to underserved Americans.
Founder(s): Bernardo Menezes, Eric Burton, Greg Berman, Jim McGinley, Rodrigo Menezes
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, FinTech
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Highnote
Highnote is the world’s most modern card platform, purpose-built to grow customer loyalty, engagement, and revenue.
Founder(s): John MacIlwaine, Kin Kee
Location: San Francisco, California, United States
Industries: Credit Cards, Debit Cards, FinTech, Mobile Payments, Payments, SaaS, Software, Transaction Processing
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Lendtable
Lendtable provides income-constrained individuals with wealth-building cash advances.
Founder(s): Mitchell Jones, Sheridan Clayborne
Location: San Francisco, California, United States
Industries: Credit Cards, Finance, Financial Services, FinTech, Personal Finance, Wealth Management
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Vouch Financial
Vouch brings friend-powered finance to the lending industry.
Founder(s): Hugh Olliphant, Sue Korn, Yee Lee
Location: San Francisco, California, United States
Industries: Credit, Financial Services, Personal Finance
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Dharma Labs
Dharma Labs is a protocol for generic tokenized debt agreements.
Founder(s): Nadav Hollander
Location: San Francisco, California, United States
Industries: Credit, FinTech, Lending, Peer to Peer
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Migo
Migo is a cloud-based platform that allows customers to use loans, make purchases, and withdraw cash without the need for plastic cards.
Founder(s): Ekechi Nwokah, Kunle Olukotun
Location: San Francisco, California, United States
Industries: Cloud Data Services, Credit, Financial Services, FinTech, Mobile, Payments
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Womply
A local commerce platform that provides apps, APIs, marketing, and financial tools for over 500,000 American businesses.
Founder(s): Cory Capoccia, Jeremy Richardson, Toby Scammell
Location: San Francisco, California, United States
Industries: Big Data, Business Intelligence, Credit Cards, CRM, Developer APIs, Payments, Small and Medium Businesses, Software
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Line
Line is a subscription-based revolving line of credit available without credit-history, pay-slips, or credit-scores.
Founder(s): Akshay Krishnaiah
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, FinTech, Lending
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GigaPoints
GigaPoints is a credit card comparison tool that connects to a user’s existing credit card accounts to create customized recommendations.
Founder(s): Erik Budde
Location: San Francisco, California, United States
Industries: Credit Cards, FinTech, Information Technology, Software
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Kikoff
Kikoff is a personal finance platform that offers credit-building solution.
Founder(s): Christophe Chong, Cynthia Chen
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, FinTech, Personal Finance
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TomoCredit
TomoCredit helps millennials get the credit cards they deserve by analyzing alternative data sets.
Founder(s): Dmitry Kashlev, Kristy Kim
Location: San Francisco, California, United States
Industries: Credit, Credit Cards, FinTech, Personal Finance
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Golub Capital
Golub Capital provides flexible debt that enables fast-growing technology companies to expand with limited equity dilution.
Founder(s): Lawrence E. Golub
Location: San Francisco, California, United States
Industries: Credit, Finance, Venture Capital
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TicketBase
Ticketing platform that pays our users service fees.
Founder(s): Clint Nelsen, Jason Torres
Location: San Francisco, California, United States
Industries: Credit Cards, Events, Internet, Software, Ticketing
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Myze
MYZE will maximize your savings by choosing the best credit card for your purchases.
Founder(s): Eran Dror, Yuval Yifrach
Location: San Francisco, California, United States
Industries: Credit Cards, E-Commerce, Shopping
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Paymentwall
Paymentwall is a global payments platform which provides 150 local payment methods, incl. credit cards and e-wallets, in 200+ countries.
Founder(s): Honor Gunday, Vladimir Kovalyov
Location: San Francisco, California, United States
Industries: Accounting, Billing, Credit Cards, Financial Services, Mobile Payments, Payments, Software, Virtual Currency, Virtual Goods
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Kout
Kout is a decentralized e-commerce and payment platform for micro merchants.
Founder(s): Devan Koshal, Hany Rashwan
Location: San Francisco, California, United States
Industries: Credit Cards, E-Commerce, Payments
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Terafina
Terafina is a digital account opening services that unify experience across online, branch and call center channels for community banks.
Founder(s): Meheriar Hasan, Meheriar Hasan
Location: San Francisco, California, United States
Industries: Banking, Business Intelligence, Credit, Financial Services, FinTech, Mobile, SaaS, Software
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Credit.com
We make credit ridiculously simple so consumers can make smarter financial decisions
Founder(s): Adam K Levin, Adam Levin, Adam Levin, Todd Meagher
Location: San Francisco, California, United States
Industries: Content, Credit, Finance, Financial Services, Personal Finance
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Allawee
Developer-friendly APIs for credit.
Founder(s): Ikenna Enenwali, OB OJ, Oreofe Olurin
Location: San Francisco, California, United States
Industries: Credit, Developer APIs, FinTech
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AppFrontier
AppFrontier is a provider of chargent payment processing for salesforce application.
Founder(s): Micaiah Filkins
Location: San Francisco, California, United States
Industries: Credit Cards, CRM, Payments
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Virtrue
Virtrue provides verified personal information used in human resources, background checks, identity verification and other situations.
Founder(s): Aaron Webber, Walter Lee
Location: San Francisco, California, United States
Industries: Analytics, Credit, Fraud Detection, Identity Management, Reputation, Security, Software
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San Francisco Federal Credit Union
San Francisco Federal Credit Union is a financial firm that provides banking, real estate mortgage, loan, investment and insurance services.
Founder(s):
Location: San Francisco, California, United States
Industries: Banking, Credit Bureau, Financial Services, Insurance
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Trulify
FairFinTech and its family of solutions was founded to address cracks in the financial services industry.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services
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Friendsvow
Automated Peer-to-Peer Credit, lend #Bitcoin #Fiat money from friends, family, colleagues & our cashflow model protects you from default
Founder(s): Colyns Ehys, Vaibhav Pansambal
Location: San Francisco, California, United States
Industries: Blockchain, Credit, Cryptocurrency, Financial Services, FinTech, Mobile Payments, Social Media
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Credit Simple
Credit Simple offers products available for purchase that can help you learn about credit scores, debt, and other aspects.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Credit Cards, Financial Services, FinTech
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Common
Common offers an extensive range of banking solutions that include payment software, credit cards, and short-term personal loans.
Founder(s):
Location: San Francisco, California, United States
Industries: Banking, Credit Cards, Financial Services
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iOwn
iOwn Inc is an online platform that enables individuals to access home and low-cost loans.
Founder(s): Gaurav Arora
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Financial Services, Training
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SwipeGood
SwipeGood allows users to enroll their credit or debit cards and automatically round up every purchase to the nearest dollar for charity.
Founder(s): Steli Efti, Thomas Steinacher
Location: San Francisco, California, United States
Industries: Automotive, Credit, Non Profit
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YamaPay
YamaPay is a rewards maximization app.
Founder(s):
Location: San Francisco, California, United States
Industries: Apps, Credit Cards, Financial Services, Mobile Payments
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NextCard
NextCard is bringing the power of the Internet to the credit world with the first true Internet Visa credit card.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit Cards
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EasyFinance.com
Guide to Consumer Financial Products
Founder(s): Ania Dziadon
Location: San Francisco, California, United States
Industries: Blogging Platforms, Credit, E-Commerce, Finance, Financial Services, FinTech, Insurance, Marketplace
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Lend.com
Lend.com is a financial marketing services provider providing a platform for consumers to connect with lenders.
Founder(s):
Location: San Francisco, California, United States
Industries: Automotive, Credit Cards, Education, Finance, Financial Services, Insurance, Personalization
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First Capital Group
First Capital Group offers a wide range of loan and refinance services including reverse mortgage, and non-conforming real estate loans.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, Lending
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StitchCredit
Next Ge. Credit API
Founder(s): Marco Buhlmann
Location: San Francisco, California, United States
Industries: Credit
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Gnosis Secured
GNOSIS SECURED is a FinTech payment processing company in the healthcare industry.
Founder(s):
Location: San Francisco, California, United States
Industries: Consulting, Credit Cards, Health Insurance, Information Technology
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Mission Lane
Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit.
Founder(s): Sasha Orloff, Shane Holdaway
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services
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Lending Club
Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Founder(s): John Donovan, Renaud Laplanche, Soul Htite, Soul Htite
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, FinTech, Lending, Peer to Peer, Personal Finance
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Credit Karma
Credit Karma offers a range of tools and personalized recommendations designed to help customers make the most of their money.
Founder(s): Kenneth Lin, Nichole Mustard, Ryan Graciano
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, FinTech, Personal Finance
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Nova Credit
Nova Credit is a consumer-first credit bureau that enables financial access for immigrants and others discouraged by the financial system
Founder(s): Loek Janssen, Misha Esipov, Nicky Goulimis
Location: San Francisco, California, United States
Industries: Credit, Credit Bureau, Data Integration, Financial Services, FinTech
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iRISQ
iRISQ helps landlords and property managers rent their properties safe by mitigating risks, liabilities, and financial consequences.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Real Estate
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Agilon Capital
Agilon Capital provides corporate credit strategy, analysis, consultation, investment management and financial services.
Founder(s): David Horowitz
Location: San Francisco, California, United States
Industries: Consulting, Credit, Finance, Financial Services
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Credit Linked
Credit Linked is an online marketplace that offers a variety of credit-related products, including home, auto, and personal loans.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit Cards, Finance, Financial Services
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Brannan Capital
The Brannan Capital team is an experienced capital investment advisor. With 20+ years of experience in M&A transactions
Founder(s): bart sporken
Location: San Francisco, California, United States
Industries: Consulting, Credit Cards, Information Technology, Insurance, Life Science, Media and Entertainment, Medical Device, Social Media
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CreditRepairExpert.org
We are America’s leading credit repair comparison site. Receive free and independent credit repair advice today.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Information Technology, Service Industry
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Credit Eureka
Credit Eureka is a trade credit insurance and consulting company.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Financial Services, Professional Services, Service Industry
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KCV Loans
KCV Loans is the country’s first online commercial mortgage exchange, matching borrowers and brokers with interested institutional lenders.
Founder(s): Daniel Ibarra
Location: San Francisco, California, United States
Industries: Commercial Real Estate, Credit, FinTech, Real Estate
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Mohurs
Mohurs App makes shopping more rewarding & exciting.
Founder(s): Prakash Donga
Location: San Francisco, California, United States
Industries: Credit Cards, E-Commerce, Finance, Shopping
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Property & Mortgage Acquisition
Property & Mortgage Acquisition is a real estate investment company..
Founder(s):
Location: San Francisco, California, United States
Industries: Asset Management, Credit, Finance, Property Management, Real Estate Investment
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Brex
Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
Founder(s): Henrique Dubugras, Pedro Franceschi
Location: San Francisco, California, United States
Industries: Banking, Credit Cards, Financial Services, FinTech
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Upgrade
Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.
Founder(s): Adelina Grozdanova, Jeff Bogan, Matt Wierman, Renaud Laplanche, Soul Htite, Visar Nimani
Location: San Francisco, California, United States
Industries: Banking, Credit, Financial Services, FinTech, Mobile
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