At Best Startup California we track over 300,000 Californian startups and over 1,500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 79 Lending companies in San Francisco, California. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top Lending Companies & Startups (San Francisco, California)
Affirm
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Founder(s): Jeffrey Kaditz, Max Levchin, Nathan Gettings
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending, Payments
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Roostify
Roostify is a digital lending platform that connects customers and lenders to accelerate the home loan experience.
Founder(s): Harry Cheung, Jonathan Kirst, Nathaniel Sokoll-Ward, Rajesh Bhat
Location: San Francisco, California, United States
Industries: Enterprise Software, Financial Services, Lending, Real Estate
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GoodLeap
GoodLeap is a point-of-sale platform for sustainable home solutions.
Founder(s): Hayes Barnard
Location: San Francisco, California, United States
Industries: Lending, Renewable Energy
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Truework
Truework is a one-stop platform that helps banks, lenders, and others verify income and employment.
Founder(s): Ethan Winchell, Ryan Sandler, Victor Kabdebon
Location: San Francisco, California, United States
Industries: Developer APIs, FinTech, Identity Management, Lending
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Karus
The AI Engine for Auto Finance
Founder(s): Aaron Travis, James Harrison, Paul Kostoff
Location: San Francisco, California, United States
Industries: Automotive, Credit, Enterprise Software, Financial Services, FinTech, Lending
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Kiva
Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.
Founder(s): Jessica Jackley, Matt Flannery
Location: San Francisco, California, United States
Industries: Finance, Financial Services, FinTech, Micro Lending, Non Profit, Social Entrepreneurship
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Juvo
Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.
Founder(s): Steve Polsky
Location: San Francisco, California, United States
Industries: FinTech, Micro Lending, Personal Finance
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Informed.IQ
Informed is a developer of a consumer auto financing platform designed to collect and analyze loan documents.
Founder(s): Justin Wickett
Location: San Francisco, California, United States
Industries: Automotive, Banking, Consumer Lending, Financial Services, Information Technology, Logistics, Software, Venture Capital
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Umba
Umba is an African digital bank, offering free bank accounts and financial services to our customers
Founder(s): Barry O’Mahony, Tiernan Kennedy
Location: San Francisco, California, United States
Industries: Emerging Markets, Financial Services, FinTech, Micro Lending, Mobile Apps
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GlobaliD
Create and manage your own portable, digital identity with globaliD.
Founder(s): Alka Gupta, Greg Kidd, Mitja Simcic
Location: San Francisco, California, United States
Industries: Blockchain, Consumer Lending, Identity Management, Mobile Apps, Security
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Prosper Marketplace
Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
Founder(s): Chris Larsen, John Witchel
Location: San Francisco, California, United States
Industries: Crowdfunding, Finance, Financial Services, FinTech, Lending, Marketplace, Personal Finance
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Earnest
Earnest is a technology-lender that brings low-interest loans to high-potential people.
Founder(s): Benjamin Hutchinson, Louis Beryl
Location: San Francisco, California, United States
Industries: Banking, Consumer Lending, Credit, Financial Services, FinTech
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BTCjam
With $11 million dollars in loan volume and growing, BTCJam has served more than 100,000 users from over 200 countries.
Founder(s): Celso Pitta
Location: San Francisco, California, United States
Industries: Bitcoin, Blockchain, Consumer Lending, Finance, Financial Services
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Prelim
Prelim is a mobile-first platform that powers in-person and online product originations for financial institutions.
Founder(s): Christopher Blaser, Heang Chan, Sean Li
Location: San Francisco, California, United States
Industries: Banking, Financial Services, FinTech, Lending
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Inclined Technologies
Inclined pioneers a new form of lending in a large and vastly underserved market.
Founder(s): Graham C. Gerlach, Joshua Wyss, Mark Shaw
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Lending
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NepFin
NepFin is a financial services company whose commercial lending platform provides growth capital to mid-sized American businesses
Founder(s): Albert Periu, Thomas Meister
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending
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Sindeo
Sindeo brings mortgages into the modern world by offering home buyers a straightforward path to home ownership and refinancing.
Founder(s): Christopher Hussain, Leo Grünstein, Nick Stamos, Ori Zohar
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Real Estate
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Finvoice
Finvoice offers cloud-based software to help financial institutions grow sales and comply with regulations.
Founder(s): Andrew Bertolina, Gautam Rao
Location: San Francisco, California, United States
Industries: Analytics, Finance, FinTech, Lending, SaaS, Small and Medium Businesses, Software
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StreamLoan
StreamLoan is a SaaS/mobile collaboration and workflow platform, simplifying residential home purchases.
Founder(s): Armando Gonzalez, Stephen Bulfer
Location: San Francisco, California, United States
Industries: Apps, Financial Services, FinTech, Lending, Mobile, Real Estate, SaaS, Software
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LoanSnap
LoanSnap is on a mission to improve every American’s finances
Founder(s): Allan Carroll, Karl Jacob
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending
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Ripio
Ripio is a bitcoin and digital payments company that provides electronic payment solutions for businesses in Latin America.
Founder(s): Luciana Gruszeczka, Mugur Marculescu, Sebastian Serrano
Location: San Francisco, California, United States
Industries: Bitcoin, Finance, FinTech, Lending, Mobile Payments, Payments
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Credible
Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.
Founder(s): Stephen Dash
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, Marketplace
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CRS Group
The proven leader in CreditAPI technology. Our companies build Software and Data products for the Credit and Finance Industry.
Founder(s): Marco Buhlmann, Stephen Hawkins
Location: San Francisco, California, United States
Industries: Big Data, Consumer, Financial Services, Lending, Software
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LendUp
LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.
Founder(s): Jacob Rosenberg, Sasha Orloff
Location: San Francisco, California, United States
Industries: Finance, Financial Services, FinTech, Lending
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Oyster
Oyster is a provider of digital financial services intended for freelancers, startups, and SME’s.
Founder(s): Gabriel Leon, Vilash Poovala
Location: San Francisco, California, United States
Industries: Banking, Financial Services, FinTech, Lending, Payments, Small and Medium Businesses
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Dharma Labs
Dharma Labs is a protocol for generic tokenized debt agreements.
Founder(s): Nadav Hollander
Location: San Francisco, California, United States
Industries: Credit, FinTech, Lending, Peer to Peer
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TrueFi
TrueFi is the ultimate DeFi uncollateralized lending protocol
Founder(s): Rafael Cosman
Location: San Francisco, California, United States
Industries: Blockchain, Cryptocurrency, Finance, Financial Services, FinTech, Lending
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Blend
Blend is a digital lending platform that supports and simplifies applications for mortgages, consumer loans, and deposit accounts.
Founder(s): Erin Collard, Eugene Marinelli, Nima Ghamsari, Rosco Hill
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending, Software
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SmartBiz Loans
SmartBiz Loans is a unique combination of an online SBA loan marketplace and a bank enabling technology platform.
Founder(s): Ryan Gilbert, Sean O’Malley
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending, Marketplace
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Line
Line is a subscription-based revolving line of credit available without credit-history, pay-slips, or credit-scores.
Founder(s): Akshay Krishnaiah
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, FinTech, Lending
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Kiavi
Kiavi provides real estate investors with capital to fund deals, bridge loans, rental loans, and mortgage financing solutions.
Founder(s):
Location: San Francisco, California, United States
Industries: Commercial Lending, Consumer Lending, Finance, Lending, Real Estate
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The Nudge
The Nudge is a planner friend for your lifestyle.
Founder(s): John Peterson
Location: San Francisco, California, United States
Industries: Consumer Lending
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Pinglend
Pinglend offers a lending platform designed to collateralize assets to get high monthly credit limits.
Founder(s): James Savoldelli
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Personal Finance
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RedDoor
RedDoor provides the best online mortgage experience backed by superior customer support, low rates, down payments, and quick close.
Founder(s): Ali Mackani, Heather Harmon, Khaled Hussein
Location: San Francisco, California, United States
Industries: Information Technology, Lending, Real Estate
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Serica
A platform to trade your asset rights as easily as digital money
Founder(s): Aaron Caswell, Karl Keefer, Taariq Lewis
Location: San Francisco, California, United States
Industries: Bitcoin, Blockchain, Cryptocurrency, Financial Services, Lending
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ATEL Capital Group
ATEL Capital Group provides a wide array of financial solutions such as equipment leasing, asset-based lending, venture & asset management.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Leasing, Lending, Venture Capital
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Alvva
Igniting the limitless potential of Immigrants
Founder(s):
Location: San Francisco, California, United States
Industries: Consumer Lending, Payments
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Crowd Companies
Crowd Companies is an association to help big companies better understand the collaborative economy.
Founder(s): Jeremiah Owyang
Location: San Francisco, California, United States
Industries: Collaboration, Education, Lending
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Odin Money
Neobank serving the needs of the underbaned in America and globally.
Founder(s):
Location: San Francisco, California, United States
Industries: Blockchain, Financial Services, FinTech, Micro Lending, Personal Branding
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CreLytics
AI-enabled workflows and analytics enabling financial firms to adapt processes to customers – faster, cheaper.
Founder(s): Abhijit Onkar, Sameer Chakraborthy
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending
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Portola Valley Partners
Portola Valley Partners is an investment firm where it focuses on early start-ups & emerging-growth software companies.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Venture Capital
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Smart Capital Center
Ultra-fast property valuation and affordable financing for commercial real estate investors.
Founder(s): Laura Krashakova
Location: San Francisco, California, United States
Industries: Asset Management, Commercial Lending, Commercial Real Estate, Real Estate
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Rapa
Rapa offers high yield investment options on secured lending products.
Founder(s):
Location: San Francisco, California, United States
Industries: Finance, Financial Services, Lending
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iOwn
iOwn Inc is an online platform that enables individuals to access home and low-cost loans.
Founder(s): Gaurav Arora
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Financial Services, Training
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Heroic Finance
Heroic Finance offers zero interest alternatives to short term personal loans.
Founder(s): Abhishek Punia, Chris Terry
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Personal Finance
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Ziero Financial
Ziero offers a valuable financial perk for the modern workforce.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending
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HappyFi
HappyFi is an online financing platform.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending
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The Digital Reserve
Decentralized Financial Solutions focused on financial inclusion and innovative financial products that make doing good profitable.
Founder(s): Jomari Peterson, Joshua Rittenberg
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Micro Lending, Peer to Peer, Social Impact
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GottaBeMobile.com
GottaBeMobile.com provides news and reviews on the mobile technology sector.
Founder(s):
Location: San Francisco, California, United States
Industries: Consulting, Lending, Publishing
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Littlewood Financial Group
Littlewood Financial Group offers real estate loans for purchasing a new property or refinancing an existing one.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Service Industry
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CircleLink
CircleLink is a commercial real estate lending platform.
Founder(s): Prathit Thaker
Location: San Francisco, California, United States
Industries: Commercial Real Estate, Lending
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DomoGeo
Modular live and work spaces using green construction technologies.
Founder(s): Hasan Alemdar
Location: San Francisco, California, United States
Industries: Green Building, Micro Lending, Real Estate, Sustainability
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Omni Ellis
Omni Ellis provides student loans with fast approval, low rates and fees.
Founder(s):
Location: San Francisco, California, United States
Industries: Finance, Financial Services, Lending
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First Capital Group
First Capital Group offers a wide range of loan and refinance services including reverse mortgage, and non-conforming real estate loans.
Founder(s):
Location: San Francisco, California, United States
Industries: Credit, Finance, Financial Services, Lending
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Home Improvement Loan Pros
Home Improvement Loan Pros provides a broad spectrum of home construction financing, lending and loan services.
Founder(s):
Location: San Francisco, California, United States
Industries: Advice, Financial Services, Lending
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Home Equity Wiz
Home Equity Wiz is a financial firm that provides mortgages, lending, and business consulting services.
Founder(s):
Location: San Francisco, California, United States
Industries: Consulting, Financial Services, Lending
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ONYX Lending, LLC
Consumer direct lender, Financial technology company
Founder(s): Lucas Filinski
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Information Technology
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Pete Wierzbicki Financial Services
Pete Wierzbicki Financial Services offers financial and merchant services.
Founder(s):
Location: San Francisco, California, United States
Industries: Finance, Financial Services, Lending, Payments, Small and Medium Businesses
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Bank of the West
Bank of the West offers banking, credit cards, loans and investment services to individuals and small-medium businesses.
Founder(s):
Location: San Francisco, California, United States
Industries: Banking, Financial Services, Lending
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Aura Financial
Aura is a financial service company that provides affordable, credit-building loans to working families.
Founder(s): Daniel Carroll, James Gutierrez, Kevin Kang, Randal Wong
Location: San Francisco, California, United States
Industries: Banking, Financial Services, FinTech, Lending, Software
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Lending Club
Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Founder(s): John Donovan, Renaud Laplanche, Soul Htite, Soul Htite
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, FinTech, Lending, Peer to Peer, Personal Finance
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Vitality Financial
Vitality Financial provides payment and receivables management services.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Payments
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California Mortgage Company
California Mortgage Company helps in loan processing and mortgage processing services.
Founder(s):
Location: South San Francisco, California, United States
Industries: Financial Services, Lending, Service Industry
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Best Collateral
Best Collateral is a pawn shop that offers cash loan services through the purchase/sale of collaterals like diamonds, gold and electronics.
Founder(s):
Location: San Francisco, California, United States
Industries: Consumer Electronics, Financial Services, Jewelry, Lending, Retail
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Hunting Dog Capital
Hunting Dog Capital provides investment, flexible financing, commercial loans and venture capital to small businesses.
Founder(s):
Location: San Francisco, California, United States
Industries: Commercial Lending, Financial Services, Venture Capital
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Pair Lending
Pair Lending connect every day investors to benefit from the peer to peer online lending market place.
Founder(s): Daniel Wu
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending, Peer to Peer
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Red Tower Capital
Red Tower Capital specializes in bridge loans, bespoke lending solutions, investment, mortgage, property management, acquisition, and sales.
Founder(s): Solomon Gorlick
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Property Management, Real Estate
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JAMY
JAMY is a crowdlending and media platform specializing in impact investing, lending, small and medium business financing services.
Founder(s): Clement de Alcala, Nqobizitha Ndlovu
Location: San Francisco, California, United States
Industries: Financial Services, Impact Investing, Lending
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Sutter Holding
Sutter Holding Co Inc is representative of the Real Estate Loans business.
Founder(s):
Location: San Francisco, California, United States
Industries: Lending, Real Estate
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First America Loans
First America Loans provides financial and loan services.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending
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Acme
Acme provides a full range of mortgage, digital lending, and home loan services to individuals and families.
Founder(s):
Location: San Francisco, California, United States
Industries: Commercial Real Estate, Consulting, Finance, Lending
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Tuttle & Company
Tuttle & Company is an investment firm that gives paralleled service to forge a lasting, beneficial relationship.
Founder(s):
Location: San Francisco, California, United States
Industries: Banking, Finance, Financial Services, Lending, Real Estate Investment
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Hebrew Free Loan
Hebrew Free Loan is a non-profit organization that offers interest-free loans to Jewish individuals.
Founder(s):
Location: San Francisco, California, United States
Industries: Association, Lending, Non Profit
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Motorious Global Technologies (MGT)
Off Shore IP Holding Company, financial services, telematics, collaborative R&D, distributed computing, M-Commerce
Founder(s): Daniel Kammen, Philip Munger, Wole M. Fayemi
Location: San Francisco, California, United States
Industries: Consumer Lending, E-Commerce, Financial Services, Mobile, Telecommunications
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Bank of the West
Bank of the West is a financial firm that provides an array of loans, lending, banking, trading, investment, and wealth management services.
Founder(s):
Location: San Francisco, California, United States
Industries: Financial Services, Lending, Wealth Management
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SoftwareGrants
SoftwareGrants provide financial assistance to business, personal, community, education and real estate.
Founder(s):
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech
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Bigdaddy Loans
Bigdaddy Loans offers a comprehensive range of financial services such as cash advance, personal, installment, and short-term loans.
Founder(s):
Location: San Francisco, California, United States
Industries: Finance, Financial Services, Lending
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Stilt
Stilt offers financial services for immigrants, visa holders, and the underserved.
Founder(s): Priyank Singh, Rohit Mittal
Location: San Francisco, California, United States
Industries: Financial Services, FinTech, Lending, Personal Finance
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Aura Financial
Aura is a financial service company that provides affordable, credit-building loans to working families.
Founder(s): Daniel Carroll, James Gutierrez, Kevin Kang, Randal Wong
Location: San Francisco, California, United States
Industries: Banking, Financial Services, FinTech, Lending, Software
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