At Best Startup California we track over 300,000 Californian startups and over 1,500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 83 Consumer Lending companies in California, United States. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top Consumer Lending Companies & Startups (California, United States)
Listo
Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.
Founder(s): Sam Ulloa
Location: San Jose, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Insurance
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Informed.IQ
Informed is a developer of a consumer auto financing platform designed to collect and analyze loan documents.
Founder(s): Justin Wickett
Location: San Francisco, California, United States
Industries: Automotive, Banking, Consumer Lending, Financial Services, Information Technology, Logistics, Software, Venture Capital
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Domuso
Domuso is a next-gen financial services platform offering comprehensive payment processing solutions for multifamily properties.
Founder(s): Damian Langere, Keith Wasserman, Michael Lightfoot
Location: Santa Monica, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Mobile Payments, Real Estate
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GlobaliD
Create and manage your own portable, digital identity with globaliD.
Founder(s): Alka Gupta, Greg Kidd, Mitja Simcic
Location: San Francisco, California, United States
Industries: Blockchain, Consumer Lending, Identity Management, Mobile Apps, Security
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Earnest
Earnest is a technology-lender that brings low-interest loans to high-potential people.
Founder(s): Benjamin Hutchinson, Louis Beryl
Location: San Francisco, California, United States
Industries: Banking, Consumer Lending, Credit, Financial Services, FinTech
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BTCjam
With $11 million dollars in loan volume and growing, BTCJam has served more than 100,000 users from over 200 countries.
Founder(s): Celso Pitta
Location: San Francisco, California, United States
Industries: Bitcoin, Blockchain, Consumer Lending, Finance, Financial Services
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Inclined Technologies
Inclined pioneers a new form of lending in a large and vastly underserved market.
Founder(s): Graham C. Gerlach, Joshua Wyss, Mark Shaw
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Lending
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Reali
Reali is a real estate and fintech company that is creating a one-stop-shop to make homeownership simple, affordable and stress-free.
Founder(s): Ami Avrahami, Amit Haller
Location: San Mateo, California, United States
Industries: Consumer Lending, Finance, FinTech, Lending, Mobile Apps, Property Management, Real Estate
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Sindeo
Sindeo brings mortgages into the modern world by offering home buyers a straightforward path to home ownership and refinancing.
Founder(s): Christopher Hussain, Leo Grünstein, Nick Stamos, Ori Zohar
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Real Estate
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Credible
Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.
Founder(s): Stephen Dash
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, Marketplace
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Lenme
Lenme is the subscription-based peer-to-peer lending platform in the small amount loan market.
Founder(s): Albert Mansour, Beshoy Louka, John Hakim, Mark Maurice
Location: Oakland, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Lending, Micro Lending, Personal Finance
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LoanNow
Our mission is to help good people get better loans.
Founder(s): Harry Langenberg, Jesse Stockwell, Miron Lulic
Location: Santa Ana, California, United States
Industries: Consumer Lending, Finance, Financial Services, FinTech, Personal Finance
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Ledge
Digital finance platform that optimizes customer experience, digital distribution, and channel management for financial service providers.
Founder(s): Adam Neff, Luke Weber
Location: Santa Monica, California, United States
Industries: Consumer Lending, Financial Services
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Safely Finance
We turn large up-front rental costs into approachable multi-month payments
Founder(s): Jason Corwin, Roland Mansilla
Location: Mountain View, California, United States
Industries: Consumer Lending, Financial Services, FinTech
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Key
Own real estate. Not a mortgage.
Founder(s): Daniel Dubois, Rob Richards
Location: Ontario, California, United States
Industries: fintech, prop tech and real estate
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Kiavi
Kiavi provides real estate investors with capital to fund deals, bridge loans, rental loans, and mortgage financing solutions.
Founder(s):
Location: San Francisco, California, United States
Industries: Commercial Lending, Consumer Lending, Finance, Lending, Real Estate
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Pirq
Pirq develops SmartYield™ technology, a free smartphone app providing deals at restaurants based on users’ location.
Founder(s): James Sun
Location: Thousand Oaks, California, United States
Industries: Consumer Lending, Internet, Mobile
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The Nudge
The Nudge is a planner friend for your lifestyle.
Founder(s): John Peterson
Location: San Francisco, California, United States
Industries: Consumer Lending
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Ovo Cosmico
Ovo Cosmico, Inc. operates in the technology industry. The company was incorporated in and is based in Mountain View, California.
Founder(s): Celso Cardoso Pitta
Location: Mountain View, California, United States
Industries: Bitcoin, Consumer Lending, Software
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PointPredictive
Risk Management & Artificial Intelligence Solutions.
Founder(s): Frank McKenna, Joe Jackson
Location: San Diego, California, United States
Industries: Artificial Intelligence, Computer, Consumer Lending, Machine Learning, Risk Management, Software
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Guild Mortgage
Guild Mortgage is a growth-oriented mortgage company headquartered in San Diego.
Founder(s): Martin Gleich
Location: San Diego, California, United States
Industries: Consumer Lending, Lending, Real Estate
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Via Acceptance
Via Acceptance partnerswith dealers in the origination of their loan portfolios and benefiting consumers.
Founder(s): Robert A. Barbee
Location: Foothill Ranch, California, United States
Industries: Consumer Lending, Finance, Financial Services
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Bizpetrol
Bizpetrol is helping banks and credit unions efficiently process commercial loans so that they may profitably increase market share.
Founder(s): Stephen Watt, Victor Castillo
Location: Manhattan Beach, California, United States
Industries: Banking, Consumer Lending, Customer Service, Financial Services
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Fitsyn CRM
White-label SaaS platform servicing the debt settlement and personal loan industries.
Founder(s):
Location: Carlsbad, California, United States
Industries: Consumer Lending, CRM, Financial Services, FinTech, Lead Generation, Lending, SaaS, Software
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Arcus Lending
Arcus Lending provides a variety of loan options for home buyers.
Founder(s): Shashank Shekhar
Location: San Jose, California, United States
Industries: Consumer Lending, Finance, Financial Services, FinTech, Lending
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Alvva
Igniting the limitless potential of Immigrants
Founder(s):
Location: San Francisco, California, United States
Industries: Consumer Lending, Payments
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Alfred Tech
Private lending SaaS technology provider
Founder(s):
Location: Agoura Hills, California, United States
Industries: Commercial Lending, Consumer Lending, FinTech, Lending, SaaS, Software
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Acra Lending
Acra Lending specializes in lending services and adjustable-rate mortgages as well as alternative income products.
Founder(s):
Location: Lake Forest, California, United States
Industries: Commercial Lending, Consumer Lending, Financial Services
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Kagu Group
Kagu Group is an online commercial real estate platform that allows users to easily sell and purchase properties.
Founder(s): Benjamin Pittenger
Location: San Jose, California, United States
Industries: Commercial Lending, Commercial Real Estate, Consumer Lending, Real Estate, Real Estate Investment, Web Apps
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TradePay
TradePay delivers an efficient way for businesses to deal with each other by paying partially in virtual currency and cash.
Founder(s):
Location: San Jose, California, United States
Industries: Consumer Lending, Financial Services, Marketing
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Tiger Loans
Tiger Loans is a home mortgage lender that offers fixed and flexible-rate home mortgages as well as government loans.
Founder(s):
Location: Irvine, California, United States
Industries: Consumer Lending, Credit, Financial Services
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Hundy
Hundy is a mobile-native, peer-to-peer lending platform focused on the underserved.
Founder(s): Pete Budlong
Location: Atherton, California, United States
Industries: Consumer Lending, Financial Services, FinTech
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MotoLease
MotoLease is a financial services company that offers consumer leasing services for used, new motorcycles as well as power sports vehicles.
Founder(s):
Location: Los Angeles, California, United States
Industries: Consumer Lending, Financial Services, Sporting Goods
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Competix
Competix.com delivers superior automated lending solutions to lenders nationwide.
Founder(s):
Location: Burlingame, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Service Industry, Smart Home
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Montecito Bank & Trust.
Montecito Bank & Trust is a locally owned community bank founded in 1975.
Founder(s): Jerry Parent, Michael Towbes
Location: Santa Barbara, California, United States
Industries: Banking, Consumer Lending, Financial Services
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iOwn
iOwn Inc is an online platform that enables individuals to access home and low-cost loans.
Founder(s): Gaurav Arora
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Financial Services, Training
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LendFu
Peer-to-peer Lending Marketplace for fair Payday Loans
Founder(s): Aaron Ledbetter, Kristie Ledbetter
Location: San Jose, California, United States
Industries: Consumer Lending, Finance, Financial Services, FinTech, Impact Investing, Marketplace, Peer to Peer, Personal Finance
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CalCon Mutual Mortgage
CalCon Mutual Mortgage is a mortgage lender that specializes in selling mortgage loans to investors and servicing loans.
Founder(s):
Location: San Diego, California, United States
Industries: Consumer Lending, Financial Services, Lending
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chea seed
chea seed is a career fitness tracker.
Founder(s):
Location: Palo Alto, California, United States
Industries: Consumer Lending
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Home Acceptance Corporation
Home Acceptance Corporation offers personal loans, secured and unsecured business loans, purchases finance, and commercial lending services.
Founder(s):
Location: Anaheim, California, United States
Industries: Commercial Lending, Consumer Lending, Credit, Finance, Financial Services
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FirmAuto USA
FirmAuto is an auto-finance company that originates credit using BuroFlex® technology.
Founder(s): Alvaro Ruben Quintero Ulloa
Location: Los Angeles, California, United States
Industries: Automotive, Consumer Lending, Financial Services
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Kagu Loans
A new real estate lending and business financing marketplace
Founder(s): Benjamin Pittenger
Location: San Jose, California, United States
Industries: Cannabis, Commercial Lending, Consumer Lending, Financial Services, Lending, Marketplace
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America’s MoneyLine
America’s MoneyLine is a banking firm that provides various types of home loans for mortgage finance needs.
Founder(s):
Location: Aliso Viejo, California, United States
Industries: Banking, Consumer Lending, Finance, Lending
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BluEleven Mortgage Capital
BluEleven Mortgage Capital offers a wide range of mortgage solutions and home loan products designed specifically for homebuyers.
Founder(s):
Location: Orange, California, United States
Industries: Consulting, Consumer Lending, Financial Services
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FHA Mortgage Loan
FHA Mortgage Loan provides mortgages, purchase, lending, loans and refinancing FHA mortgage services.
Founder(s):
Location: Anaheim, California, United States
Industries: Consumer Lending, Financial Services, Lending
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Pannu Mortgage
Pannu Mortgage is an online portal that offers easy access to home loans with quick documentation and simple approvals.
Founder(s):
Location: San Jose, California, United States
Industries: Consumer Lending, Finance, Financial Services, Lending
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Point Break Holdings
Point Break Holdings provides solution for consumers debts.
Founder(s):
Location: San Diego, California, United States
Industries: Advice, Consumer Lending, Customer Service, Financial Services
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Total Quality Lending
Total Quality Lending offers FHA, conventional, reverse mortgage, VA, refinancing, investment properties, and jumbo loans.
Founder(s):
Location: Irvine, California, United States
Industries: Consumer Lending, Financial Services, Insurance
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A.K.I. Funding
AKI Funding is a financial service firm.
Founder(s):
Location: Diamond Bar, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, Lending
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WesLend Wholesale
WesLend Wholesale is a mortgage company that offers re-financing solutions along with conventional, FHA, VA, and jumbo loans.
Founder(s):
Location: Santa Ana, California, United States
Industries: Consumer Lending, Credit, Financial Services
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OneRay – OneTrust Home Loans
OneRay – OneTrust Home Loans provides purchase, refinance, cash-out, reverse mortgages, FHA, VA, Jumbo, and USDA home loans for Real Estate.
Founder(s):
Location: Fresno, California, United States
Industries: Consumer Lending, Finance, Lending
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First Rate Lending & Real Estate
First Rate Lending & Real Estate provides loan programs like refinance, reverse mortgage, investment property and debt consolidation.
Founder(s):
Location: Lake Forest, California, United States
Industries: Banking, Consumer Lending, Financial Services
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Grandview Financial Services
Grandview Financial Services is a financing firm that provides auto loan services and credit auto loan programs for first-time buyers.
Founder(s):
Location: Glendale, California, United States
Industries: Automotive, Consumer Lending, Credit, Finance, Financial Services
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Remmet Studios
Remmet Studios providing a professional, high-value, affordable production space.
Founder(s):
Location: Canoga Park, California, United States
Industries: Consumer Goods, Consumer Lending, Real Estate
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ReProp Financial
ReProp Financial is a boutique lender that provides agricultural, commercial, industrial and SBA loans through real estate collateral.
Founder(s): Glenn G. Goldan
Location: Eureka, California, United States
Industries: Commercial Lending, Consumer Lending, Financial Services
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ProfitMissile
Fintech software development
Founder(s): Abhishek Kumar, Ashish Payasi, Vinay Singh
Location: Walnut, California, United States
Industries: Consumer Lending, Mobile Payments, NFC, Software, Software Engineering
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ASAP-Funding
ASAP-Funding provides personalized mortgage loans, home purchase loans, and home refinancing services.
Founder(s):
Location: Fullerton, California, United States
Industries: Consumer Lending, Credit, Real Estate Investment
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RefiRx
RefiRx is an online lending platform that provides transparent and anonymous auctions.
Founder(s):
Location: Berkeley, California, United States
Industries: Consumer Lending, Financial Services, Lending
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ONYX Lending, LLC
Consumer direct lender, Financial technology company
Founder(s): Lucas Filinski
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech, Information Technology
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Granite Bay Acceptance
Granite Bay Acceptance is a provider of consumer lending products.
Founder(s):
Location: Antioch, California, United States
Industries: Automotive, Consumer Lending, Finance
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Oportun
Oportun is a fintech company that provides financial services from personal loans to financial resources.
Founder(s): Gabriel Manjarrez, James Gutierrez
Location: Menlo Park, California, United States
Industries: Consumer Lending, Debit Cards, Financial Services, FinTech
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Lending Club
Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
Founder(s): John Donovan, Renaud Laplanche, Soul Htite, Soul Htite
Location: San Francisco, California, United States
Industries: Consumer Lending, Credit, Finance, Financial Services, FinTech, Lending, Peer to Peer, Personal Finance
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New Vintage Mortgage
New Vintage Mortgage provides purchase & commercial property financing, refinancing, reverse mortgages, private, and bridge loans services.
Founder(s):
Location: San Ramon, California, United States
Industries: Commercial Lending, Consumer Lending, Finance, Lending
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Courtesy Mortgage
Courtesy Mortgage provides a range of financial services includes home loans, FHA, debt consolidation, HARP and conventional refinance.
Founder(s):
Location: San Diego, California, United States
Industries: Consumer Lending, Finance, Financial Services, Lending
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MC Funding
MC Funding provides a variety of loans such as home equity, home purchase, and home refinance for customers.
Founder(s):
Location: Irvine, California, United States
Industries: Consumer Lending, Financial Services, Lending
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Parkmont Lending
Parkmont Lending is a mortgage company that offers lending needs of real estate professionals, builders, and individual homebuyers.
Founder(s):
Location: Brea, California, United States
Industries: Consumer Lending, Finance, Financial Services, Lending
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Town & Country Home Loans
Town & Country Home Loans specializes in providing home loans, mortgages and refinancing services for individuals and businesses.
Founder(s):
Location: Ramona, California, United States
Industries: Consumer Lending, Credit, Financial Services, Lending, Real Estate
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Tempe Title Loan Solutions
Temple is providing lending services.
Founder(s):
Location: Azusa, California, United States
Industries: Consumer Lending, Financial Services, Lending
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Alliancemtg.com
Alliancemtg.com is an online lending company that offers a wide range of bad credit home loans, debt consolidation, refinancing & mortgages.
Founder(s):
Location: Hayward, California, United States
Industries: Consumer Lending, Credit, Finance, Lending
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Always Best Rate Mortgage
Always Best Rate Mortgage provides financial analysis, supporting documents on incoming applications, and property evaluation services.
Founder(s):
Location: Granite Bay, California, United States
Industries: Banking, Consumer Lending, Lending
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Central Payday
Central Payday is a financial firm that offers a wide range of same-day, quick pay, and immediate loan services.
Founder(s):
Location: Garden Grove, California, United States
Industries: Consumer Lending, Financial Services, Lending
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Motorious Global Technologies (MGT)
Off Shore IP Holding Company, financial services, telematics, collaborative R&D, distributed computing, M-Commerce
Founder(s): Daniel Kammen, Philip Munger, Wole M. Fayemi
Location: San Francisco, California, United States
Industries: Consumer Lending, E-Commerce, Financial Services, Mobile, Telecommunications
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Key Processing Solutions
Key Processing Solutions specializes in lending and home mortgage services.
Founder(s):
Location: Buena Park, California, United States
Industries: Consulting, Consumer Lending, Financial Services
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Mortgage Grader
Mortgage Grader is a mortgage broker firm that provides users with services to compare, analyze, and fund the loan processes.
Founder(s):
Location: Laguna Niguel, California, United States
Industries: Consumer Lending, Financial Services, Lending, Personal Finance
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Reliance Funding Solutions
Reliance Funding Solutions provides startup business loans, short-term financing, auto loans, and personal financing services.
Founder(s):
Location: Long Beach, California, United States
Industries: Automotive, Consumer Lending, Financial Services
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SoftwareGrants
SoftwareGrants provide financial assistance to business, personal, community, education and real estate.
Founder(s):
Location: San Francisco, California, United States
Industries: Consumer Lending, Financial Services, FinTech
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JED Financial
JED Financial provides a complete range of mortgage products including debt resolution programs and credit counseling services.
Founder(s):
Location: Irvine, California, United States
Industries: Consumer Lending, Finance, Personal Finance
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Very Important Pet Mortuary
Very Important Pet Mortuary is a consumer lending service company located in Venice.
Founder(s):
Location: Venice, California, United States
Industries: Consumer, Consumer Lending, Information Services
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GoldenPoint Finance
GoldenPoint Finance is a mortgage broker.
Founder(s):
Location: San Jose, California, United States
Industries: Commercial Lending, Consumer Lending, Finance, Financial Services
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Stewart National Mortgage
Stewart National Mortgage offers a comprehensive suite of loan programs and mortgage services.
Founder(s):
Location: San Diego, California, United States
Industries: Banking, Commercial Lending, Consumer Lending, Lending
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American Quest Home Loans
American Quest Home Loans is a mortgagecompany.
Founder(s):
Location: Santa Ana, California, United States
Industries: Consulting, Consumer Lending, Finance, Financial Services, Lending, Personal Finance
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WebMarkNow
WebMarkNow is an omnichannel marketing solution.
Founder(s):
Location: La, California, United States
Industries: Consumer Lending, Customer Service, Marketing, Photography
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Cashadvanceinternet.com
Cashadvanceinternet.com provides emergency cash, long term credit, payday and loan match services.
Founder(s):
Location: Santa Rosa, California, United States
Industries: Consumer Lending, Credit, Financial Services
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